This program is an added payment mortgage amortization schedule. It may be used to track an existing loan where you have made added payments to the principal amount due each or any month(s) of the loan period. It may also be used to examine the benefits of extra payments for a proposed loan.It may also be used to examine the benefits of extra payments for a proposed loan. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. This program may also be useful to lending institutions in advising a client on the term of a mortgage.