YouSAB Community Secured VoIP VPN Messenger with integrated Inter-Card Business account gives access to On-line Universal Secured Administrated Business Community platform that enables users to interact with each other in totally secured environment with the following abilities, Anonymous Internet browsing and access throught Anonymous TCP tunnels and VPN platform, Secured Instant messenger with P2P envrypted VoIP and chat, send messenges by email to offline contacts(ie. messeges sent to off-line contacts will go directly to their registration email address), Integrated with InterCard Account with direct access that allow user to buy & recharge his account balance, transfer balance to other users (to implement an online payments), view Access statment, account statement, payments, periodic account performance reports