With Spryka Desktop Budget You can use multiple currencies, payees, payers, budget categories and banks. You can manage multiple databases for different purposes such as personal finance and small businesses. You can manage multiple account types with different currencies within the same project. You can manage your investment portfolio and download investment prices from the Internet. You can plan and manage your budget with spending records and reports. You can generate reports based on criteria defined by you. You can download currency exchange rates from the Internet. You can schedule future transactions and save them as templates. You can import and export transactions from/to online bank formats. You can calculate mortgage and loan payments as well as yields on your savings. In a world where most of us have a negative net worth, managing finances is a key way to reach your financial goals. Desktop Budget is a personal finance manager which will help you reduce loans, pay off your credit cards or mortgage, and manage your investments. Desktop Budget can be used to manage your personal finances as well as for financial management of a business. It is a financial management software that is renowned to deliver all essential features covering almost all day-to-day financial activities. If you buy from http://www.budget-planner.helpsofts.net , you will receive the 4th party shopping protection certificate and Digital Personal Diary Software. It is totally free. http://www.budget-planner.helpsofts.net